You don't need to pick stocks. You only need to pick Proportions. This mix covers 100% of your initial needs.
Delaying your start by just 1 year will cost you ₹ 0 in final wealth. Time is more expensive than money.
Investment allocation is the process of dividing your money across different asset classes such as stocks, bonds, and alternative investments. The goal is to balance risk and return according to your financial goals and risk tolerance.
A well-designed asset allocation strategy helps reduce investment risk through diversification and ensures your portfolio remains aligned with your long-term wealth goals.